Overview
The elections you have in place at the end of Open Enrollment will be effective for the year 2026, beginning January 1, 2026. If you don’t make changes, all your coverage will continue as currently elected, except for your pretax accounts.
Reminder: This is an ACTIVE enrollment, meaning that if you do nothing; you will be enrolled in single medical coverage with the state.
Users
Employees, Employee Dependants
Environment
Details
What’s Open:
- Medical
- Enroll / disenrollment from coverage
- Change between Blue Cross Blue Shield / Health Partners
- Add/Drop eligible dependents
- Waive coverage with proof of other insurance
- Dental
- Enroll / disenrollment from coverage
- Add/Drop eligible dependents
- Vision
- Enroll / disenrollment from coverage
- Add/Drop dependent coverage
- Benefit coverage:
- Eyeglass frames and lenses
- Contact lenses
- Reduced cost LASK
- Eye exam is covered by medical plan
- Life Insurance
- Enroll or increase without Evidence of Insurability (EOI)
- Active employees enrolling must list NEW TOTAL amount of coverage (not just the amount of the increase)
- Child Life
- Long-Term Disability
- Enroll or increase coverage
- Maximum allowed coverage is approximately 60% of gross annual salary
- Employees must be active at work on Jan 1st for coverage changes to take effect.
- Manager’s IPP
- Elimination periods are 30, 60, 90, 120 or 150-day periods
- Pre-tax Flexible Spending Accounts
- Positive enrollment for all required
- Medical Dental Expense Account (MDEA)
- Dependent Care (day care) Account (DCEA)
- Transit Expense Account (PKEA & BVEA)
- DCEA – no carryover – All funds must be used before the end of the year
- MDEA – carryover. Max to be determined.
- TEA – re-enrollment is required for transit rollover
- Legal Plan
- One premium for employees and all family members.
- Service with help with:
- Money matters
- Home and real estate
- Estate Planning
- Tax Audits
- Family and personal
- Civil Lawsuits
- Elder-care issues
- Traffic & more common legal issues
- Rates
- Medical
- 17% increase in premium rate
- Single - $ 48.94 (monthly employee premium)
- Family - $ 333.92 (monthly employee premium)
- Dental
- Increase 5.0 – 5.01%
- Single - $14.50 (monthly employee premium)
- Family - $61.86 (monthly employee premium)
- High-Deductible Health Plan (HDHP) with HAS
- Medical premium – 17.4 – 17.9% increase in premium rate
- Waiver of Medical Coverage
- First time
- Employee Self Service will have a link to the waiver.
- Can not waive electronically
- Download the form
- Send it to SEGIP before November 19th, 2025
- For those that will continue to waive
- Must attest that you are continuing to waive medical insurance
- Employees will be notified by email
More Information
For more information, please refer to:
- SEGIP Service Center
- Self Service Portal
- Retiree Live and Webex Meetings
- Monday, October 20 – St. Paul Radison – Capitol Ridge
- Tuesday, October 21 – Duluth MnDOT
- Wednesday, October 22 – Eagan Community Center
- Thursday, October 23 – Rochester MnDOT
- Friday, October 24 – Mankato MnDOT
- Monday, October 27 – Eagan Community Center
- Tuesday, October 28 – St. Paul PCA
- Thursday, October 30 – Baxter/Brainerd MnDOT
- Friday, October 31 – St. Cloud DOT
- Monday, November 3 – St. Cloud DOT
- Wednesday, November 5 – Webex
No Pre-Registration required